Checking Accounts:
People’s Checking
- $50.00 Initial Deposit
- Unlimited Check Writing
- Free ATM/Debit Card
- Free Mobile/Internet Banking
- Free Online Bill Pay
- Free E-statement (Paper Statements available - $5.00 per month)
- No minimum balance requirement
People’s Basic Checking
- Customers must be 15 years or older to qualify
- $10.00 Initial Deposit
- Unlimited Check Writing
- Free ATM/Debit Card
- Free Mobile/Internet Banking with Balance Alerts & Bill Pay
- Free E-statement (Paper Statements available - $5.00 per month)
- Overdraft Protection not offered for this product
People’s Interest Checking
- $750.00 Initial Deposit
- Earns interest on daily collected balance – Compounded & credited monthly
- Interest rate subject to change
- Unlimited Check Writing
- Free ATM/Debit Card
- Free Mobile/Internet Banking
- Free Online Bill Pay
- Free E-statement (Paper Statements available - $5.00 per month)
- Service Charge – $10.00 per month – if daily balance falls below $750.00
People’s 50+ Checking
- Customer must be 50 or older to qualify
- $50.00 Initial Deposit
- Unlimited Check Writing
- Free ATM/Debit Card
- Free Mobile/Internet Banking
- Free Online Bill Pay
- 50% discount on Safe Deposit boxes
- 1 free box of specialty checks per year
- Free E-statement (Paper Statements available - $5.00 per month.)
- No minimum balance or service charges
Restrictions & Limitations:
- A charge of $10.00 will be assessed on the account if closed within 90 days of opening. (Does not apply to Peep’s Savings or People’s Christmas Savings)
- Interest begins to accrue on the business day you deposit noncash items (ie: checks)
- If the account is closed before interest is credited, you will not receive the accrued interest.
- E-statements are free for all account types. If a monthly paper statement is preferred, a $5.00 paper statement fee will be charged each month. This applies to all accounts, with the exception of Peep's Savings and People’s Christmas Savings accounts.